What is Payforit?

Payforit provides a secure and simple way to make online purchases with your mobile phone, charging the transaction amount to your mobile bill or Pay As You Go (PAYG) credit. With all costs clearly displayed before your purchase and on your bill, it offers a quick and convenient way to pay for low cost goods and services.

Payforit payments are processed safely and efficiently because only official Payforit intermediaries are allowed to operate the service.

How does it work?

Once you agree to make a purchase using your mobile from a website or mobile website, a Payforit screen shows the product or service you are buying, its corresponding price and the name of the merchant. At this stage you are asked to either cancel or confirm the purchase and charge it to your mobile phone bill.

Depending on how you are connected to the internet (broadband or mobile network) you will be presented with either a 'Pay Now' screen or a 3 step payment screen where you are asked to input your number or send a pin code to a number shown onscreen. Once you authorise the payment a request is sent to your mobile operator and the cost is applied to your next phone bill or removed from your existing credit.

What do the payment screens look like?

If it was a web based transaction, and you were asked to enter your phone number, the payment screen would have looked something like this: If it was a web based transaction, and you were asked to text a code to a number, the payment screen would have looked something like this:
 
     
If you paid on your mobile, and you were asked to enter your phone number, the payment screen would have looked something like this:   If you paid on your mobile, and you were asked to click a 'pay now' button, the payment screen would have looked something like this:
 

Which mobile networks are supported?

All UK networks are supported, including virtual (MVNO) operators like Tesco, Lebara and Virgin. Any UK mobile number (07x) can use Payforit.

How safe is Payforit?

Payforit is the most secure way to buy goods and services online. With no need to provide your bank, credit card or mobile phone details, there is no possibility of your billing information being passed on to other companies and unauthorised charges added to your phone bill.

Why do retailers use it?

Retailers use Payforit for a variety of reasons. These include:

  • Payforit is an official payment system of many mobile operators
  • Quicker and easier to set up than credit card payment systems.
  • Security and ease of use for you, the customer
  • Expansion of potential customer base (mobile use is more widespread than credit card use)